What is the 5-year rolling return of UTI Nifty 50 Index Fund?

Across 2,127 overlapping 5-year holding periods between 2 January 2013 and 18 August 2026, the Direct plan of UTI Nifty 50 Index Fund returned an average of 13.35% a year, with a median of 13.38%. The best 5-year stretch returned 26.27% a year and the worst returned -1.32%.

Has UTI Nifty 50 Index Fund ever lost money over 5 years?

Yes. 0.1% of the 2,127 5-year holding periods in this fund's history ended below zero. The worst returned -1.32% a year, for someone who invested on 23 March 2015 and sold on 23 March 2020.

What is the difference between the Direct and Regular plans of UTI Nifty 50 Index Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 13.35% a year on the Direct plan against 13.24% on the Regular plan, a difference of 0.11% a year.

UTI Mutual Fund

UTI Nifty 50 Index Fund — rolling returns

Index · NAV data as of 18 August 2026

3,353 daily NAV records since 2 January 2013

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 2,127 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Direct plan · showing data from 2 January 2013 to 18 August 2026

Windows computed

2,127

Average return

13.35%

Median return

13.38%

Standard deviation

3.85%

Best 5-year window

26.27%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

-1.32%a year

Invested 23 Mar 2015 · exited 23 Mar 2020

Consistency — share of 5-year windows

Above 0%: 99.9% (2,124 of 2,127)
Above 8%: 92.4% (1,965 of 2,127)
Above 12%: 71.8% (1,527 of 2,127)
Above 15%: 32.3% (686 of 2,127)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 427 of 2,127 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for UTI Nifty 50 Index Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	14.15%	13.04%	13.35%	12.89%	13.07%
Median	12.19%	13.14%	13.38%	13.16%	13.08%
Minimum	-30.07%	-4.75%	-1.32%	6.11%	10.47%
Maximum	96.10%	32.06%	26.27%	16.40%	15.13%
Std deviation	16.23%	4.67%	3.85%	1.75%	0.89%
Consistency
Above 0%	84.90%	99.08%	99.86%	100.00%	100.00%
Above 8%	62.13%	90.05%	92.38%	97.49%	100.00%
Above 12%	50.75%	60.07%	71.79%	73.06%	89.51%
Above 15%	39.32%	30.66%	32.25%	7.96%	0.22%
Coverage
Windows computed	3,113	2,622	2,127	1,633	896

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 0.11% a year more than Regular.

This fund's Regular plan has NAV going back to 3 April 2006, but its Direct plan only began on 2 January 2013. The 1,657 earlier Regular records are excluded here so both plans are measured over the same stretch of market history.

5-year rolling returns for UTI Nifty 50 Index Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	13.35%	13.24%
Best window	26.27%from 23 Mar 2020	26.14%from 23 Mar 2020
Worst window	-1.32%from 23 Mar 2015	-1.41%from 23 Mar 2015
Windows computed	2,127	2,127

Compare with other funds

Other Index funds

5-year rolling return (Direct)

HDFC Nifty 50 Index Fund13.31%

Related Large Cap funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.