What is the 5-year rolling return of Bank of India Small Cap Fund?

Across 697 overlapping 5-year holding periods between 27 December 2018 and 16 October 2026, the Direct plan of Bank of India Small Cap Fund returned an average of 30.75% a year, with a median of 32.19%. The best 5-year stretch returned 42.05% a year and the worst returned 18.21%.

Has Bank of India Small Cap Fund ever lost money over 5 years?

No. Every one of the 697 5-year holding periods in this fund's history ended in profit. The weakest returned 18.21% a year, for someone who invested on 18 October 2021. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Bank of India Small Cap Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 30.75% a year on the Direct plan against 28.66% on the Regular plan, a difference of 2.09% a year.

What is the 1-year rolling return of Bank of India Small Cap Fund?

Across 1,681 overlapping 1-year holding periods between 27 December 2018 and 16 October 2026, the Direct plan of Bank of India Small Cap Fund returned an average of 31.78% a year, with a median of 25.67%. The best 1-year stretch returned 126.43% a year and the worst returned -17.18%.

What is the 3-year rolling return of Bank of India Small Cap Fund?

Across 1,190 overlapping 3-year holding periods between 27 December 2018 and 16 October 2026, the Direct plan of Bank of India Small Cap Fund returned an average of 30.58% a year, with a median of 29.20%. The best 3-year stretch returned 48.18% a year and the worst returned 15.16%.

What is the 7-year rolling return of Bank of India Small Cap Fund?

Bank of India Small Cap Fund has 201 windows at the 7-year holding period, because its NAV record begins on 27 December 2018. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Bank of India Mutual Fund

Bank of India Small Cap Fund — rolling returns

Small Cap · NAV data as of 16 October 2026

1,924 daily NAV records since 27 December 2018

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 697 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Compare against

Another fund

Index or category average

Direct plan · showing data from 27 December 2018 to 16 October 2026

Average rolling return

30.75%

Windows computed

697

Median return

32.19%

Standard deviation

7.16%

Best 5-year window

42.05%a year

Invested 23 Aug 2019 · exited 23 Aug 2024

Worst 5-year window

18.21%a year

Invested 18 Oct 2021 · exited 16 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (697 of 697)
Above 8%: 100.0% (697 of 697)
Above 12%: 100.0% (697 of 697)
Above 15%: 100.0% (697 of 697)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 141 of 697 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Bank of India Small Cap Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	31.78%	30.58%	30.75%	27.72%	—
Median	25.67%	29.20%	32.19%	27.30%	—
Minimum	-17.18%	15.16%	18.21%	23.29%	—
Maximum	126.43%	48.18%	42.05%	32.02%	—
Std deviation	32.14%	8.39%	7.16%	2.64%	—
Consistency
Above 0%	86.79%	100.00%	100.00%	100.00%	—
Above 8%	71.56%	100.00%	100.00%	100.00%	—
Above 12%	64.72%	100.00%	100.00%	100.00%	—
Above 15%	60.32%	100.00%	100.00%	100.00%	—
Coverage
Windows computed	1,681	1,190	697	201	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 2.09% a year more than Regular.

5-year rolling returns for BANK OF INDIA SMALL CAP FUND, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	30.75%	28.66%
Best window	42.05%from 23 Aug 2019	39.68%from 23 Aug 2019
Worst window	18.21%from 18 Oct 2021	16.44%from 18 Oct 2021
Windows computed	697	697

Common questions about Bank of India Small Cap Fund

What is the 5-year rolling return of Bank of India Small Cap Fund?: Across 697 overlapping 5-year holding periods between 27 December 2018 and 16 October 2026, the Direct plan of Bank of India Small Cap Fund returned an average of 30.75% a year, with a median of 32.19%. The best 5-year stretch returned 42.05% a year and the worst returned 18.21%.
Has Bank of India Small Cap Fund ever lost money over 5 years?: No. Every one of the 697 5-year holding periods in this fund's history ended in profit. The weakest returned 18.21% a year, for someone who invested on 18 October 2021. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Bank of India Small Cap Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 30.75% a year on the Direct plan against 28.66% on the Regular plan, a difference of 2.09% a year.
What is the 1-year rolling return of Bank of India Small Cap Fund?: Across 1,681 overlapping 1-year holding periods between 27 December 2018 and 16 October 2026, the Direct plan of Bank of India Small Cap Fund returned an average of 31.78% a year, with a median of 25.67%. The best 1-year stretch returned 126.43% a year and the worst returned -17.18%.
What is the 3-year rolling return of Bank of India Small Cap Fund?: Across 1,190 overlapping 3-year holding periods between 27 December 2018 and 16 October 2026, the Direct plan of Bank of India Small Cap Fund returned an average of 30.58% a year, with a median of 29.20%. The best 3-year stretch returned 48.18% a year and the worst returned 15.16%.
What is the 7-year rolling return of Bank of India Small Cap Fund?: Bank of India Small Cap Fund has 201 windows at the 7-year holding period, because its NAV record begins on 27 December 2018. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Compare with other funds

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.