What is the 5-year rolling return of Motilal Oswal ELSS Tax Saver Fund?

Across 1,663 overlapping 5-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 17.33% a year, with a median of 17.47%. The best 5-year stretch returned 32.12% a year and the worst returned 4.01%.

Has Motilal Oswal ELSS Tax Saver Fund ever lost money over 5 years?

No. Every one of the 1,663 5-year holding periods in this fund's history ended in profit. The weakest returned 4.01% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Motilal Oswal ELSS Tax Saver Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 17.33% a year on the Direct plan against 15.83% on the Regular plan, a difference of 1.50% a year.

What is the 1-year rolling return of Motilal Oswal ELSS Tax Saver Fund?

Across 2,647 overlapping 1-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 19.35% a year, with a median of 13.68%. The best 1-year stretch returned 84.45% a year and the worst returned -24.92%.

What is the 3-year rolling return of Motilal Oswal ELSS Tax Saver Fund?

Across 2,156 overlapping 3-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 18.27% a year, with a median of 19.52%. The best 3-year stretch returned 34.35% a year and the worst returned -4.62%.

What is the 7-year rolling return of Motilal Oswal ELSS Tax Saver Fund?

Across 1,167 overlapping 7-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 17.10% a year, with a median of 17.30%. The best 7-year stretch returned 21.53% a year and the worst returned 12.12%.

What is the 10-year rolling return of Motilal Oswal ELSS Tax Saver Fund?

Across 429 overlapping 10-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 17.94% a year, with a median of 18.07%. The best 10-year stretch returned 19.45% a year and the worst returned 15.67%.

Motilal Oswal Mutual Fund

Motilal Oswal ELSS Tax Saver Fund — rolling returns

ELSS · NAV data as of 16 October 2026

2,890 daily NAV records since 22 January 2015

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 1,663 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

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Index or category average

Direct plan · showing data from 22 January 2015 to 16 October 2026

Average rolling return

17.33%

Windows computed

1,663

Median return

17.47%

Standard deviation

6.26%

Best 5-year window

32.12%a year

Invested 19 May 2020 · exited 19 May 2025

Worst 5-year window

4.01%a year

Invested 23 Mar 2015 · exited 23 Mar 2020

Consistency — share of 5-year windows

Above 0%: 100.0% (1,663 of 1,663)
Above 8%: 97.6% (1,623 of 1,663)
Above 12%: 72.9% (1,212 of 1,663)
Above 15%: 62.7% (1,042 of 1,663)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 334 of 1,663 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Motilal Oswal ELSS Tax Saver Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	19.35%	18.27%	17.33%	17.10%	17.94%
Median	13.68%	19.52%	17.47%	17.30%	18.07%
Minimum	-24.92%	-4.62%	4.01%	12.12%	15.67%
Maximum	84.45%	34.35%	32.12%	21.53%	19.45%
Std deviation	22.46%	8.06%	6.26%	2.03%	0.69%
Consistency
Above 0%	78.50%	96.15%	100.00%	100.00%	100.00%
Above 8%	61.43%	88.87%	97.59%	100.00%	100.00%
Above 12%	53.19%	81.45%	72.88%	100.00%	100.00%
Above 15%	47.83%	69.71%	62.66%	84.92%	100.00%
Coverage
Windows computed	2,647	2,156	1,663	1,167	429

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.50% a year more than Regular.

5-year rolling returns for Motilal Oswal ELSS Tax Saver Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	17.33%	15.83%
Best window	32.12%from 19 May 2020	30.48%from 19 May 2020
Worst window	4.01%from 23 Mar 2015	2.61%from 23 Mar 2015
Windows computed	1,663	1,663

Common questions about Motilal Oswal ELSS Tax Saver Fund

What is the 5-year rolling return of Motilal Oswal ELSS Tax Saver Fund?: Across 1,663 overlapping 5-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 17.33% a year, with a median of 17.47%. The best 5-year stretch returned 32.12% a year and the worst returned 4.01%.
Has Motilal Oswal ELSS Tax Saver Fund ever lost money over 5 years?: No. Every one of the 1,663 5-year holding periods in this fund's history ended in profit. The weakest returned 4.01% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Motilal Oswal ELSS Tax Saver Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 17.33% a year on the Direct plan against 15.83% on the Regular plan, a difference of 1.50% a year.
What is the 1-year rolling return of Motilal Oswal ELSS Tax Saver Fund?: Across 2,647 overlapping 1-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 19.35% a year, with a median of 13.68%. The best 1-year stretch returned 84.45% a year and the worst returned -24.92%.
What is the 3-year rolling return of Motilal Oswal ELSS Tax Saver Fund?: Across 2,156 overlapping 3-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 18.27% a year, with a median of 19.52%. The best 3-year stretch returned 34.35% a year and the worst returned -4.62%.
What is the 7-year rolling return of Motilal Oswal ELSS Tax Saver Fund?: Across 1,167 overlapping 7-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 17.10% a year, with a median of 17.30%. The best 7-year stretch returned 21.53% a year and the worst returned 12.12%.
What is the 10-year rolling return of Motilal Oswal ELSS Tax Saver Fund?: Across 429 overlapping 10-year holding periods between 22 January 2015 and 16 October 2026, the Direct plan of Motilal Oswal ELSS Tax Saver Fund returned an average of 17.94% a year, with a median of 18.07%. The best 10-year stretch returned 19.45% a year and the worst returned 15.67%.

Compare with other funds

Other ELSS funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.