What is the 3-year rolling return of Tata Business Cycle Fund?

Across 543 overlapping 3-year holding periods between 11 August 2021 and 16 October 2026, the Direct plan of Tata Business Cycle Fund returned an average of 20.16% a year, with a median of 19.74%. The best 3-year stretch returned 28.18% a year and the worst returned 9.10%.

Has Tata Business Cycle Fund ever lost money over 3 years?

No. Every one of the 543 3-year holding periods in this fund's history ended in profit. The weakest returned 9.10% a year, for someone who invested on 12 October 2023. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Tata Business Cycle Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 3-year rolling returns averaged 20.16% a year on the Direct plan against 18.29% on the Regular plan, a difference of 1.87% a year.

What is the 1-year rolling return of Tata Business Cycle Fund?

Across 1,034 overlapping 1-year holding periods between 11 August 2021 and 16 October 2026, the Direct plan of Tata Business Cycle Fund returned an average of 18.13% a year, with a median of 10.71%. The best 1-year stretch returned 58.52% a year and the worst returned -10.21%.

What is the 5-year rolling return of Tata Business Cycle Fund?

Tata Business Cycle Fund has 50 windows at the 5-year holding period, because its NAV record begins on 11 August 2021. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Tata Mutual Fund

Tata Business Cycle Fund — rolling returns

Opportunities & Special Situations · NAV data as of 16 October 2026

1,277 daily NAV records since 11 August 2021

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 543 separate three-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

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Index or category average

Direct plan · showing data from 11 August 2021 to 16 October 2026

Average rolling return

14.31%

Windows computed

Median return

14.71%

Standard deviation

1.31%

Best 5-year window

16.11%a year

Invested 26 Aug 2021 · exited 26 Aug 2026

Worst 5-year window

12.04%a year

Invested 18 Oct 2021 · exited 16 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (50 of 50)
Above 8%: 100.0% (50 of 50)
Above 12%: 100.0% (50 of 50)
Above 15%: 36.0% (18 of 50)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 11 of 50 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Tata Business Cycle Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	18.13%	20.16%	14.31%	—	—
Median	10.71%	19.74%	14.71%	—	—
Minimum	-10.21%	9.10%	12.04%	—	—
Maximum	58.52%	28.18%	16.11%	—	—
Std deviation	18.84%	4.33%	1.31%	—	—
Consistency
Above 0%	86.56%	100.00%	100.00%	—	—
Above 8%	56.58%	100.00%	100.00%	—	—
Above 12%	46.71%	95.21%	100.00%	—	—
Above 15%	43.13%	88.77%	36.00%	—	—
Coverage
Windows computed	1,034	543	50	—	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.77% a year more than Regular.

5-year rolling returns for Tata Business Cycle Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	14.31%	12.54%
Best window	16.11%from 26 Aug 2021	14.31%from 26 Aug 2021
Worst window	12.04%from 18 Oct 2021	10.31%from 18 Oct 2021
Windows computed	50	50

Common questions about Tata Business Cycle Fund

What is the 3-year rolling return of Tata Business Cycle Fund?: Across 543 overlapping 3-year holding periods between 11 August 2021 and 16 October 2026, the Direct plan of Tata Business Cycle Fund returned an average of 20.16% a year, with a median of 19.74%. The best 3-year stretch returned 28.18% a year and the worst returned 9.10%.
Has Tata Business Cycle Fund ever lost money over 3 years?: No. Every one of the 543 3-year holding periods in this fund's history ended in profit. The weakest returned 9.10% a year, for someone who invested on 12 October 2023. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Tata Business Cycle Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 3-year rolling returns averaged 20.16% a year on the Direct plan against 18.29% on the Regular plan, a difference of 1.87% a year.
What is the 1-year rolling return of Tata Business Cycle Fund?: Across 1,034 overlapping 1-year holding periods between 11 August 2021 and 16 October 2026, the Direct plan of Tata Business Cycle Fund returned an average of 18.13% a year, with a median of 10.71%. The best 1-year stretch returned 58.52% a year and the worst returned -10.21%.
What is the 5-year rolling return of Tata Business Cycle Fund?: Tata Business Cycle Fund has 50 windows at the 5-year holding period, because its NAV record begins on 11 August 2021. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Compare with other funds

Other Opportunities & Special Situations funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.