What is the 5-year rolling return of Union Large & Midcap Fund?

Across 461 overlapping 5-year holding periods between 13 December 2019 and 16 October 2026, the Direct plan of Union Large & Midcap Fund returned an average of 18.58% a year, with a median of 18.40%. The best 5-year stretch returned 29.35% a year and the worst returned 9.48%.

Has Union Large & Midcap Fund ever lost money over 5 years?

No. Every one of the 461 5-year holding periods in this fund's history ended in profit. The weakest returned 9.48% a year, for someone who invested on 18 October 2021. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Union Large & Midcap Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 18.58% a year on the Direct plan against 17.08% on the Regular plan, a difference of 1.49% a year.

What is the 1-year rolling return of Union Large & Midcap Fund?

Across 1,445 overlapping 1-year holding periods between 13 December 2019 and 16 October 2026, the Direct plan of Union Large & Midcap Fund returned an average of 21.15% a year, with a median of 16.02%. The best 1-year stretch returned 93.88% a year and the worst returned -6.11%.

What is the 3-year rolling return of Union Large & Midcap Fund?

Across 954 overlapping 3-year holding periods between 13 December 2019 and 16 October 2026, the Direct plan of Union Large & Midcap Fund returned an average of 18.98% a year, with a median of 18.34%. The best 3-year stretch returned 33.30% a year and the worst returned 11.51%.

Union Mutual Fund

Union Large & Midcap Fund — rolling returns

Large & Mid Cap · NAV data as of 16 October 2026

1,688 daily NAV records since 13 December 2019

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 461 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

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Index or category average

Direct plan · showing data from 13 December 2019 to 16 October 2026

Average rolling return

18.58%

Windows computed

461

Median return

18.40%

Standard deviation

4.38%

Best 5-year window

29.35%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

9.48%a year

Invested 18 Oct 2021 · exited 16 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (461 of 461)
Above 8%: 100.0% (461 of 461)
Above 12%: 94.4% (435 of 461)
Above 15%: 73.8% (340 of 461)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 93 of 461 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Union Large & Midcap Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	21.15%	18.98%	18.58%	—	—
Median	16.02%	18.34%	18.40%	—	—
Minimum	-6.11%	11.51%	9.48%	—	—
Maximum	93.88%	33.30%	29.35%	—	—
Std deviation	19.29%	4.10%	4.38%	—	—
Consistency
Above 0%	94.33%	100.00%	100.00%	—	—
Above 8%	64.64%	100.00%	100.00%	—	—
Above 12%	56.61%	98.95%	94.36%	—	—
Above 15%	52.11%	82.81%	73.75%	—	—
Coverage
Windows computed	1,445	954	461	—	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.49% a year more than Regular.

5-year rolling returns for Union Large & Midcap Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	18.58%	17.08%
Best window	29.35%from 23 Mar 2020	27.78%from 23 Mar 2020
Worst window	9.48%from 18 Oct 2021	8.04%from 18 Oct 2021
Windows computed	461	461

Common questions about Union Large & Midcap Fund

What is the 5-year rolling return of Union Large & Midcap Fund?: Across 461 overlapping 5-year holding periods between 13 December 2019 and 16 October 2026, the Direct plan of Union Large & Midcap Fund returned an average of 18.58% a year, with a median of 18.40%. The best 5-year stretch returned 29.35% a year and the worst returned 9.48%.
Has Union Large & Midcap Fund ever lost money over 5 years?: No. Every one of the 461 5-year holding periods in this fund's history ended in profit. The weakest returned 9.48% a year, for someone who invested on 18 October 2021. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Union Large & Midcap Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 18.58% a year on the Direct plan against 17.08% on the Regular plan, a difference of 1.49% a year.
What is the 1-year rolling return of Union Large & Midcap Fund?: Across 1,445 overlapping 1-year holding periods between 13 December 2019 and 16 October 2026, the Direct plan of Union Large & Midcap Fund returned an average of 21.15% a year, with a median of 16.02%. The best 1-year stretch returned 93.88% a year and the worst returned -6.11%.
What is the 3-year rolling return of Union Large & Midcap Fund?: Across 954 overlapping 3-year holding periods between 13 December 2019 and 16 October 2026, the Direct plan of Union Large & Midcap Fund returned an average of 18.98% a year, with a median of 18.34%. The best 3-year stretch returned 33.30% a year and the worst returned 11.51%.

Compare with other funds

Other Large & Mid Cap funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.