What is the 5-year rolling return of UTI - Healthcare Fund?

Across 2,167 overlapping 5-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 13.94% a year, with a median of 13.68%. The best 5-year stretch returned 32.37% a year and the worst returned -4.52%.

Has UTI - Healthcare Fund ever lost money over 5 years?

Yes. 1.7% of the 2,167 5-year holding periods in this fund's history ended below zero. The worst returned -4.52% a year, for someone who invested on 24 March 2015 and sold on 24 March 2020.

What is the difference between the Direct and Regular plans of UTI - Healthcare Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 13.94% a year on the Direct plan against 12.82% on the Regular plan, a difference of 1.12% a year.

What is the 1-year rolling return of UTI - Healthcare Fund?

Across 3,151 overlapping 1-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 18.32% a year, with a median of 12.69%. The best 1-year stretch returned 86.35% a year and the worst returned -17.93%.

What is the 3-year rolling return of UTI - Healthcare Fund?

Across 2,660 overlapping 3-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 15.02% a year, with a median of 18.01%. The best 3-year stretch returned 29.52% a year and the worst returned -6.62%.

What is the 7-year rolling return of UTI - Healthcare Fund?

Across 1,671 overlapping 7-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 14.57% a year, with a median of 14.31%. The best 7-year stretch returned 25.14% a year and the worst returned 6.18%.

What is the 10-year rolling return of UTI - Healthcare Fund?

Across 933 overlapping 10-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 13.74% a year, with a median of 13.79%. The best 10-year stretch returned 15.67% a year and the worst returned 10.17%.

UTI Mutual Fund

UTI - Healthcare Fund — rolling returns

Pharma & Healthcare · NAV data as of 16 October 2026

3,394 daily NAV records since 2 January 2013

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 2,167 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Compare against

Another fund

Index or category average

Direct plan · showing data from 2 January 2013 to 16 October 2026

Average rolling return

13.94%

Windows computed

2,167

Median return

13.68%

Standard deviation

7.41%

Best 5-year window

32.37%a year

Invested 9 Oct 2019 · exited 9 Oct 2024

Worst 5-year window

-4.52%a year

Invested 24 Mar 2015 · exited 24 Mar 2020

Consistency — share of 5-year windows

Above 0%: 98.3% (2,131 of 2,167)
Above 8%: 80.9% (1,754 of 2,167)
Above 12%: 65.4% (1,417 of 2,167)
Above 15%: 38.4% (832 of 2,167)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 435 of 2,167 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for UTI - Healthcare Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	18.32%	15.02%	13.94%	14.57%	13.74%
Median	12.69%	18.01%	13.68%	14.31%	13.79%
Minimum	-17.93%	-6.62%	-4.52%	6.18%	10.17%
Maximum	86.35%	29.52%	32.37%	25.14%	15.67%
Std deviation	23.99%	10.51%	7.41%	4.99%	1.05%
Consistency
Above 0%	68.96%	83.95%	98.34%	100.00%	100.00%
Above 8%	55.54%	74.06%	80.94%	89.89%	100.00%
Above 12%	50.87%	70.71%	65.39%	62.60%	96.57%
Above 15%	46.97%	60.98%	38.39%	42.07%	9.22%
Coverage
Windows computed	3,151	2,660	2,167	1,671	933

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.12% a year more than Regular.

This fund's Regular plan has NAV going back to 3 April 2006, but its Direct plan only began on 2 January 2013. The 1,659 earlier Regular records are excluded here so both plans are measured over the same stretch of market history.

5-year rolling returns for UTI - Healthcare Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	13.94%	12.82%
Best window	32.37%from 9 Oct 2019	31.03%from 9 Oct 2019
Worst window	-4.52%from 24 Mar 2015	-5.43%from 24 Mar 2015
Windows computed	2,167	2,167

Common questions about UTI - Healthcare Fund

What is the 5-year rolling return of UTI - Healthcare Fund?: Across 2,167 overlapping 5-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 13.94% a year, with a median of 13.68%. The best 5-year stretch returned 32.37% a year and the worst returned -4.52%.
Has UTI - Healthcare Fund ever lost money over 5 years?: Yes. 1.7% of the 2,167 5-year holding periods in this fund's history ended below zero. The worst returned -4.52% a year, for someone who invested on 24 March 2015 and sold on 24 March 2020.
What is the difference between the Direct and Regular plans of UTI - Healthcare Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 13.94% a year on the Direct plan against 12.82% on the Regular plan, a difference of 1.12% a year.
What is the 1-year rolling return of UTI - Healthcare Fund?: Across 3,151 overlapping 1-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 18.32% a year, with a median of 12.69%. The best 1-year stretch returned 86.35% a year and the worst returned -17.93%.
What is the 3-year rolling return of UTI - Healthcare Fund?: Across 2,660 overlapping 3-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 15.02% a year, with a median of 18.01%. The best 3-year stretch returned 29.52% a year and the worst returned -6.62%.
What is the 7-year rolling return of UTI - Healthcare Fund?: Across 1,671 overlapping 7-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 14.57% a year, with a median of 14.31%. The best 7-year stretch returned 25.14% a year and the worst returned 6.18%.
What is the 10-year rolling return of UTI - Healthcare Fund?: Across 933 overlapping 10-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of UTI - Healthcare Fund returned an average of 13.74% a year, with a median of 13.79%. The best 10-year stretch returned 15.67% a year and the worst returned 10.17%.

Compare with other funds

Other Pharma & Healthcare funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.