What is the 5-year rolling return of JM Value Fund?

Across 2,167 overlapping 5-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 17.73% a year, with a median of 17.13%. The best 5-year stretch returned 33.78% a year and the worst returned 1.51%.

Has JM Value Fund ever lost money over 5 years?

No. Every one of the 2,167 5-year holding periods in this fund's history ended in profit. The weakest returned 1.51% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of JM Value Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 17.73% a year on the Direct plan against 16.68% on the Regular plan, a difference of 1.05% a year.

What is the 1-year rolling return of JM Value Fund?

Across 3,151 overlapping 1-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 20.60% a year, with a median of 13.50%. The best 1-year stretch returned 96.22% a year and the worst returned -30.03%.

What is the 3-year rolling return of JM Value Fund?

Across 2,660 overlapping 3-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 18.94% a year, with a median of 19.06%. The best 3-year stretch returned 36.53% a year and the worst returned -6.69%.

What is the 7-year rolling return of JM Value Fund?

Across 1,671 overlapping 7-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 16.86% a year, with a median of 16.87%. The best 7-year stretch returned 21.22% a year and the worst returned 9.87%.

What is the 10-year rolling return of JM Value Fund?

Across 932 overlapping 10-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 18.33% a year, with a median of 17.88%. The best 10-year stretch returned 23.25% a year and the worst returned 14.49%.

JM Financial Mutual Fund

JM Value Fund — rolling returns

Value & Contra · NAV data as of 16 October 2026

3,394 daily NAV records since 2 January 2013

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 2,167 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Compare against

Another fund

Index or category average

Direct plan · showing data from 2 January 2013 to 16 October 2026

Average rolling return

17.73%

Windows computed

2,167

Median return

17.13%

Standard deviation

6.43%

Best 5-year window

33.78%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

1.51%a year

Invested 23 Mar 2015 · exited 23 Mar 2020

Consistency — share of 5-year windows

Above 0%: 100.0% (2,167 of 2,167)
Above 8%: 94.9% (2,056 of 2,167)
Above 12%: 78.4% (1,698 of 2,167)
Above 15%: 64.6% (1,400 of 2,167)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 435 of 2,167 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for JM Value Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	20.60%	18.94%	17.73%	16.86%	18.33%
Median	13.50%	19.06%	17.13%	16.87%	17.88%
Minimum	-30.03%	-6.69%	1.51%	9.87%	14.49%
Maximum	96.22%	36.53%	33.78%	21.22%	23.25%
Std deviation	25.39%	8.80%	6.43%	2.27%	2.02%
Consistency
Above 0%	76.17%	95.15%	100.00%	100.00%	100.00%
Above 8%	57.28%	90.00%	94.88%	100.00%	100.00%
Above 12%	51.95%	82.67%	78.36%	96.83%	100.00%
Above 15%	47.51%	69.62%	64.61%	81.99%	98.50%
Coverage
Windows computed	3,151	2,660	2,167	1,671	932

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.05% a year more than Regular.

This fund's Regular plan has NAV going back to 3 April 2006, but its Direct plan only began on 2 January 2013. The 1,663 earlier Regular records are excluded here so both plans are measured over the same stretch of market history.

5-year rolling returns for JM Value Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	17.73%	16.68%
Best window	33.78%from 23 Mar 2020	32.69%from 23 Mar 2020
Worst window	1.51%from 23 Mar 2015	0.36%from 23 Mar 2015
Windows computed	2,167	2,167

Common questions about JM Value Fund

What is the 5-year rolling return of JM Value Fund?: Across 2,167 overlapping 5-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 17.73% a year, with a median of 17.13%. The best 5-year stretch returned 33.78% a year and the worst returned 1.51%.
Has JM Value Fund ever lost money over 5 years?: No. Every one of the 2,167 5-year holding periods in this fund's history ended in profit. The weakest returned 1.51% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of JM Value Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 17.73% a year on the Direct plan against 16.68% on the Regular plan, a difference of 1.05% a year.
What is the 1-year rolling return of JM Value Fund?: Across 3,151 overlapping 1-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 20.60% a year, with a median of 13.50%. The best 1-year stretch returned 96.22% a year and the worst returned -30.03%.
What is the 3-year rolling return of JM Value Fund?: Across 2,660 overlapping 3-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 18.94% a year, with a median of 19.06%. The best 3-year stretch returned 36.53% a year and the worst returned -6.69%.
What is the 7-year rolling return of JM Value Fund?: Across 1,671 overlapping 7-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 16.86% a year, with a median of 16.87%. The best 7-year stretch returned 21.22% a year and the worst returned 9.87%.
What is the 10-year rolling return of JM Value Fund?: Across 932 overlapping 10-year holding periods between 2 January 2013 and 16 October 2026, the Direct plan of JM Value Fund returned an average of 18.33% a year, with a median of 17.88%. The best 10-year stretch returned 23.25% a year and the worst returned 14.49%.

Compare with other funds

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.