What is the 5-year rolling return of Union Value Fund?

Across 706 overlapping 5-year holding periods between 12 December 2018 and 16 October 2026, the Direct plan of Union Value Fund returned an average of 20.33% a year, with a median of 20.65%. The best 5-year stretch returned 31.27% a year and the worst returned 10.34%.

Has Union Value Fund ever lost money over 5 years?

No. Every one of the 706 5-year holding periods in this fund's history ended in profit. The weakest returned 10.34% a year, for someone who invested on 14 October 2021. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Union Value Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 20.33% a year on the Direct plan against 19.24% on the Regular plan, a difference of 1.09% a year.

What is the 1-year rolling return of Union Value Fund?

Across 1,690 overlapping 1-year holding periods between 12 December 2018 and 16 October 2026, the Direct plan of Union Value Fund returned an average of 18.81% a year, with a median of 11.26%. The best 1-year stretch returned 101.29% a year and the worst returned -29.68%.

What is the 3-year rolling return of Union Value Fund?

Across 1,199 overlapping 3-year holding periods between 12 December 2018 and 16 October 2026, the Direct plan of Union Value Fund returned an average of 20.21% a year, with a median of 19.73%. The best 3-year stretch returned 35.30% a year and the worst returned 10.22%.

What is the 7-year rolling return of Union Value Fund?

Union Value Fund has 211 windows at the 7-year holding period, because its NAV record begins on 12 December 2018. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Union Mutual Fund

Union Value Fund — rolling returns

Value & Contra · NAV data as of 16 October 2026

1,933 daily NAV records since 12 December 2018

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 706 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Compare against

Another fund

Index or category average

Direct plan · showing data from 12 December 2018 to 16 October 2026

Average rolling return

20.33%

Windows computed

706

Median return

20.65%

Standard deviation

4.00%

Best 5-year window

31.27%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

10.34%a year

Invested 14 Oct 2021 · exited 14 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (706 of 706)
Above 8%: 100.0% (706 of 706)
Above 12%: 97.0% (685 of 706)
Above 15%: 87.8% (620 of 706)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 142 of 706 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Union Value Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	18.81%	20.21%	20.33%	16.72%	—
Median	11.26%	19.73%	20.65%	16.76%	—
Minimum	-29.68%	10.22%	10.34%	14.67%	—
Maximum	101.29%	35.30%	31.27%	18.52%	—
Std deviation	20.54%	3.94%	4.00%	0.91%	—
Consistency
Above 0%	90.30%	100.00%	100.00%	100.00%	—
Above 8%	60.77%	100.00%	100.00%	100.00%	—
Above 12%	48.64%	97.83%	97.03%	100.00%	—
Above 15%	45.27%	90.99%	87.82%	95.73%	—
Coverage
Windows computed	1,690	1,199	706	211	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.09% a year more than Regular.

5-year rolling returns for Union Value Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	20.33%	19.24%
Best window	31.27%from 23 Mar 2020	30.12%from 23 Mar 2020
Worst window	10.34%from 14 Oct 2021	9.20%from 14 Oct 2021
Windows computed	706	706

Common questions about Union Value Fund

What is the 5-year rolling return of Union Value Fund?: Across 706 overlapping 5-year holding periods between 12 December 2018 and 16 October 2026, the Direct plan of Union Value Fund returned an average of 20.33% a year, with a median of 20.65%. The best 5-year stretch returned 31.27% a year and the worst returned 10.34%.
Has Union Value Fund ever lost money over 5 years?: No. Every one of the 706 5-year holding periods in this fund's history ended in profit. The weakest returned 10.34% a year, for someone who invested on 14 October 2021. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Union Value Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 20.33% a year on the Direct plan against 19.24% on the Regular plan, a difference of 1.09% a year.
What is the 1-year rolling return of Union Value Fund?: Across 1,690 overlapping 1-year holding periods between 12 December 2018 and 16 October 2026, the Direct plan of Union Value Fund returned an average of 18.81% a year, with a median of 11.26%. The best 1-year stretch returned 101.29% a year and the worst returned -29.68%.
What is the 3-year rolling return of Union Value Fund?: Across 1,199 overlapping 3-year holding periods between 12 December 2018 and 16 October 2026, the Direct plan of Union Value Fund returned an average of 20.21% a year, with a median of 19.73%. The best 3-year stretch returned 35.30% a year and the worst returned 10.22%.
What is the 7-year rolling return of Union Value Fund?: Union Value Fund has 211 windows at the 7-year holding period, because its NAV record begins on 12 December 2018. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Compare with other funds

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.