What is the 3-year rolling return of SBI Balanced Advantage Fund?

Across 525 overlapping 3-year holding periods between 7 September 2021 and 16 October 2026, the Direct plan of SBI Balanced Advantage Fund returned an average of 13.82% a year, with a median of 14.14%. The best 3-year stretch returned 17.29% a year and the worst returned 8.78%.

Has SBI Balanced Advantage Fund ever lost money over 3 years?

No. Every one of the 525 3-year holding periods in this fund's history ended in profit. The weakest returned 8.78% a year, for someone who invested on 12 October 2023. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of SBI Balanced Advantage Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 3-year rolling returns averaged 13.82% a year on the Direct plan against 12.79% on the Regular plan, a difference of 1.03% a year.

What is the 1-year rolling return of SBI Balanced Advantage Fund?

Across 1,020 overlapping 1-year holding periods between 7 September 2021 and 16 October 2026, the Direct plan of SBI Balanced Advantage Fund returned an average of 12.46% a year, with a median of 9.72%. The best 1-year stretch returned 28.92% a year and the worst returned -1.24%.

What is the 5-year rolling return of SBI Balanced Advantage Fund?

SBI Balanced Advantage Fund has 32 windows at the 5-year holding period, because its NAV record begins on 7 September 2021. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

SBI Mutual Fund

SBI Balanced Advantage Fund — rolling returns

Balanced Advantage · NAV data as of 16 October 2026

1,267 daily NAV records since 7 September 2021

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 525 separate three-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Compare against

Another fund

Index or category average

Direct plan · showing data from 7 September 2021 to 16 October 2026

Average rolling return

9.80%

Windows computed

Median return

9.67%

Standard deviation

0.35%

Best 5-year window

10.48%a year

Invested 7 Sept 2021 · exited 7 Sept 2026

Worst 5-year window

9.30%a year

Invested 8 Oct 2021 · exited 8 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (32 of 32)
Above 8%: 100.0% (32 of 32)
Above 12%: 0.0% (0 of 32)
Above 15%: 0.0% (0 of 32)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 8 of 32 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for SBI Balanced Advantage Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	12.46%	13.82%	9.80%	—	—
Median	9.72%	14.14%	9.67%	—	—
Minimum	-1.24%	8.78%	9.30%	—	—
Maximum	28.92%	17.29%	10.48%	—	—
Std deviation	7.84%	1.82%	0.35%	—	—
Consistency
Above 0%	98.92%	100.00%	100.00%	—	—
Above 8%	60.88%	100.00%	100.00%	—	—
Above 12%	42.65%	82.48%	0.00%	—	—
Above 15%	35.88%	25.52%	0.00%	—	—
Coverage
Windows computed	1,020	525	32	—	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.02% a year more than Regular.

5-year rolling returns for SBI Balanced Advantage Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	9.80%	8.78%
Best window	10.48%from 7 Sept 2021	9.44%from 7 Sept 2021
Worst window	9.30%from 8 Oct 2021	8.28%from 8 Oct 2021
Windows computed	32	32

Common questions about SBI Balanced Advantage Fund

What is the 3-year rolling return of SBI Balanced Advantage Fund?: Across 525 overlapping 3-year holding periods between 7 September 2021 and 16 October 2026, the Direct plan of SBI Balanced Advantage Fund returned an average of 13.82% a year, with a median of 14.14%. The best 3-year stretch returned 17.29% a year and the worst returned 8.78%.
Has SBI Balanced Advantage Fund ever lost money over 3 years?: No. Every one of the 525 3-year holding periods in this fund's history ended in profit. The weakest returned 8.78% a year, for someone who invested on 12 October 2023. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of SBI Balanced Advantage Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 3-year rolling returns averaged 13.82% a year on the Direct plan against 12.79% on the Regular plan, a difference of 1.03% a year.
What is the 1-year rolling return of SBI Balanced Advantage Fund?: Across 1,020 overlapping 1-year holding periods between 7 September 2021 and 16 October 2026, the Direct plan of SBI Balanced Advantage Fund returned an average of 12.46% a year, with a median of 9.72%. The best 1-year stretch returned 28.92% a year and the worst returned -1.24%.
What is the 5-year rolling return of SBI Balanced Advantage Fund?: SBI Balanced Advantage Fund has 32 windows at the 5-year holding period, because its NAV record begins on 7 September 2021. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Compare with other funds

Other Balanced Advantage funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.