What is the 5-year rolling return of Union Balanced Advantage Fund?

Across 933 overlapping 5-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 11.57% a year, with a median of 11.83%. The best 5-year stretch returned 18.55% a year and the worst returned 6.95%.

Has Union Balanced Advantage Fund ever lost money over 5 years?

No. Every one of the 933 5-year holding periods in this fund's history ended in profit. The weakest returned 6.95% a year, for someone who invested on 8 October 2021. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Union Balanced Advantage Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 11.57% a year on the Direct plan against 10.37% on the Regular plan, a difference of 1.20% a year.

What is the 1-year rolling return of Union Balanced Advantage Fund?

Across 1,917 overlapping 1-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 10.96% a year, with a median of 8.44%. The best 1-year stretch returned 62.53% a year and the worst returned -13.01%.

What is the 3-year rolling return of Union Balanced Advantage Fund?

Across 1,426 overlapping 3-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 12.02% a year, with a median of 11.88%. The best 3-year stretch returned 21.97% a year and the worst returned 7.52%.

What is the 7-year rolling return of Union Balanced Advantage Fund?

Across 438 overlapping 7-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 11.14% a year, with a median of 11.17%. The best 7-year stretch returned 12.25% a year and the worst returned 9.95%.

Union Mutual Fund

Union Balanced Advantage Fund — rolling returns

Balanced Advantage · NAV data as of 16 October 2026

2,160 daily NAV records since 5 January 2018

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 933 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

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Index or category average

Direct plan · showing data from 5 January 2018 to 16 October 2026

Average rolling return

11.57%

Windows computed

933

Median return

11.83%

Standard deviation

2.16%

Best 5-year window

18.55%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

6.95%a year

Invested 8 Oct 2021 · exited 8 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (933 of 933)
Above 8%: 95.5% (891 of 933)
Above 12%: 47.2% (440 of 933)
Above 15%: 4.8% (45 of 933)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 188 of 933 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Union Balanced Advantage Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	10.96%	12.02%	11.57%	11.14%	—
Median	8.44%	11.88%	11.83%	11.17%	—
Minimum	-13.01%	7.52%	6.95%	9.95%	—
Maximum	62.53%	21.97%	18.55%	12.25%	—
Std deviation	9.42%	1.96%	2.16%	0.55%	—
Consistency
Above 0%	96.04%	100.00%	100.00%	100.00%	—
Above 8%	53.00%	99.02%	95.50%	100.00%	—
Above 12%	33.91%	47.27%	47.16%	5.02%	—
Above 15%	27.39%	6.59%	4.82%	0.00%	—
Coverage
Windows computed	1,917	1,426	933	438	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.20% a year more than Regular.

5-year rolling returns for Union Balanced Advantage Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	11.57%	10.37%
Best window	18.55%from 23 Mar 2020	17.20%from 23 Mar 2020
Worst window	6.95%from 8 Oct 2021	5.68%from 8 Oct 2021
Windows computed	933	933

Common questions about Union Balanced Advantage Fund

What is the 5-year rolling return of Union Balanced Advantage Fund?: Across 933 overlapping 5-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 11.57% a year, with a median of 11.83%. The best 5-year stretch returned 18.55% a year and the worst returned 6.95%.
Has Union Balanced Advantage Fund ever lost money over 5 years?: No. Every one of the 933 5-year holding periods in this fund's history ended in profit. The weakest returned 6.95% a year, for someone who invested on 8 October 2021. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Union Balanced Advantage Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 11.57% a year on the Direct plan against 10.37% on the Regular plan, a difference of 1.20% a year.
What is the 1-year rolling return of Union Balanced Advantage Fund?: Across 1,917 overlapping 1-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 10.96% a year, with a median of 8.44%. The best 1-year stretch returned 62.53% a year and the worst returned -13.01%.
What is the 3-year rolling return of Union Balanced Advantage Fund?: Across 1,426 overlapping 3-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 12.02% a year, with a median of 11.88%. The best 3-year stretch returned 21.97% a year and the worst returned 7.52%.
What is the 7-year rolling return of Union Balanced Advantage Fund?: Across 438 overlapping 7-year holding periods between 5 January 2018 and 16 October 2026, the Direct plan of Union Balanced Advantage Fund returned an average of 11.14% a year, with a median of 11.17%. The best 7-year stretch returned 12.25% a year and the worst returned 9.95%.

Compare with other funds

Other Balanced Advantage funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.