Has Aditya Birla Sun Life Banking and Financial Services Fund ever lost money over 5 years?

No. Every one of the 1,928 5-year holding periods in this fund's history ended in profit. The weakest returned 0.84% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Aditya Birla Sun Life Banking and Financial Services Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 14.12% a year on the Direct plan against 12.97% on the Regular plan, a difference of 1.15% a year.

What is the 1-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?

Across 2,912 overlapping 1-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 18.10% a year, with a median of 15.62%. The best 1-year stretch returned 105.72% a year and the worst returned -42.55%.

What is the 10-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?

Across 695 overlapping 10-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 15.32% a year, with a median of 15.22%. The best 10-year stretch returned 19.86% a year and the worst returned 11.36%.

Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Banking and Financial Services Fund — rolling returns

Banking & Financial Services · NAV data as of 16 October 2026

3,155 daily NAV records since 18 December 2013

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 1,928 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

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Index or category average

Direct plan · showing data from 18 December 2013 to 16 October 2026

Average rolling return

14.12%

Windows computed

1,928

Median return

14.06%

Standard deviation

5.16%

Best 5-year window

29.39%a year

Invested 26 May 2020 · exited 26 May 2025

Worst 5-year window

0.84%a year

Invested 23 Mar 2015 · exited 23 Mar 2020

Consistency — share of 5-year windows

Above 0%: 100.0% (1,928 of 1,928)
Above 8%: 90.1% (1,738 of 1,928)
Above 12%: 67.8% (1,307 of 1,928)
Above 15%: 39.1% (754 of 1,928)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 387 of 1,928 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Aditya Birla Sun Life Banking and Financial Services Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	18.10%	15.59%	14.12%	14.00%	15.32%
Median	15.62%	16.04%	14.06%	13.50%	15.22%
Minimum	-42.55%	-10.15%	0.84%	9.75%	11.36%
Maximum	105.72%	36.16%	29.39%	22.51%	19.86%
Std deviation	23.40%	8.65%	5.16%	2.26%	1.87%
Consistency
Above 0%	81.97%	93.39%	100.00%	100.00%	100.00%
Above 8%	65.93%	86.58%	90.15%	100.00%	100.00%
Above 12%	57.42%	69.81%	67.79%	82.05%	96.98%
Above 15%	51.48%	56.09%	39.11%	27.51%	54.68%
Coverage
Windows computed	2,912	2,421	1,928	1,432	695

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.15% a year more than Regular.

5-year rolling returns for Aditya Birla Sun Life Banking and Financial Services Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	14.12%	12.97%
Best window	29.39%from 26 May 2020	28.11%from 26 May 2020
Worst window	0.84%from 23 Mar 2015	-0.14%from 23 Mar 2015
Windows computed	1,928	1,928

Common questions about Aditya Birla Sun Life Banking and Financial Services Fund

What is the 5-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?: Across 1,928 overlapping 5-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 14.12% a year, with a median of 14.06%. The best 5-year stretch returned 29.39% a year and the worst returned 0.84%.
Has Aditya Birla Sun Life Banking and Financial Services Fund ever lost money over 5 years?: No. Every one of the 1,928 5-year holding periods in this fund's history ended in profit. The weakest returned 0.84% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Aditya Birla Sun Life Banking and Financial Services Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 14.12% a year on the Direct plan against 12.97% on the Regular plan, a difference of 1.15% a year.
What is the 1-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?: Across 2,912 overlapping 1-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 18.10% a year, with a median of 15.62%. The best 1-year stretch returned 105.72% a year and the worst returned -42.55%.
What is the 3-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?: Across 2,421 overlapping 3-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 15.59% a year, with a median of 16.04%. The best 3-year stretch returned 36.16% a year and the worst returned -10.15%.
What is the 7-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?: Across 1,432 overlapping 7-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 14.00% a year, with a median of 13.50%. The best 7-year stretch returned 22.51% a year and the worst returned 9.75%.
What is the 10-year rolling return of Aditya Birla Sun Life Banking and Financial Services Fund?: Across 695 overlapping 10-year holding periods between 18 December 2013 and 16 October 2026, the Direct plan of Aditya Birla Sun Life Banking and Financial Services Fund returned an average of 15.32% a year, with a median of 15.22%. The best 10-year stretch returned 19.86% a year and the worst returned 11.36%.

Compare with other funds

Other Banking & Financial Services funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.