What is the 3-year rolling return of ITI Banking and Financial Services Fund?

Across 464 overlapping 3-year holding periods between 8 December 2021 and 16 October 2026, the Direct plan of ITI Banking and Financial Services Fund returned an average of 15.15% a year, with a median of 14.90%. The best 3-year stretch returned 22.29% a year and the worst returned 9.54%.

Has ITI Banking and Financial Services Fund ever lost money over 3 years?

No. Every one of the 464 3-year holding periods in this fund's history ended in profit. The weakest returned 9.54% a year, for someone who invested on 13 January 2022. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of ITI Banking and Financial Services Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 3-year rolling returns averaged 15.15% a year on the Direct plan against 12.95% on the Regular plan, a difference of 2.20% a year.

What is the 1-year rolling return of ITI Banking and Financial Services Fund?

Across 954 overlapping 1-year holding periods between 8 December 2021 and 16 October 2026, the Direct plan of ITI Banking and Financial Services Fund returned an average of 15.13% a year, with a median of 14.76%. The best 1-year stretch returned 33.42% a year and the worst returned -1.37%.

ITI Mutual Fund

ITI Banking and Financial Services Fund — rolling returns

Banking & Financial Services · NAV data as of 16 October 2026

1,197 daily NAV records since 8 December 2021

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 464 separate three-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

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Direct plan · showing data from 8 December 2021 to 16 October 2026

This range is too short for a 5-year holding period. It needs at least 5 years of NAV data; the selected range covers 8 December 2021 to 16 October 2026. Pick a shorter period or widen the range.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for ITI Banking and Financial Services Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	15.13%	15.15%	—	—	—
Median	14.76%	14.90%	—	—	—
Minimum	-1.37%	9.54%	—	—	—
Maximum	33.42%	22.29%	—	—	—
Std deviation	7.11%	2.68%	—	—	—
Consistency
Above 0%	99.69%	100.00%	—	—	—
Above 8%	82.18%	100.00%	—	—	—
Above 12%	64.05%	89.66%	—	—	—
Above 15%	48.85%	49.14%	—	—	—
Coverage
Windows computed	954	464	—	—	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share.

5-year rolling returns for ITI Banking and Financial Services Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	—	—
Best window	—	—
Worst window	—	—
Windows computed	—	—

Common questions about ITI Banking and Financial Services Fund

What is the 3-year rolling return of ITI Banking and Financial Services Fund?: Across 464 overlapping 3-year holding periods between 8 December 2021 and 16 October 2026, the Direct plan of ITI Banking and Financial Services Fund returned an average of 15.15% a year, with a median of 14.90%. The best 3-year stretch returned 22.29% a year and the worst returned 9.54%.
Has ITI Banking and Financial Services Fund ever lost money over 3 years?: No. Every one of the 464 3-year holding periods in this fund's history ended in profit. The weakest returned 9.54% a year, for someone who invested on 13 January 2022. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of ITI Banking and Financial Services Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 3-year rolling returns averaged 15.15% a year on the Direct plan against 12.95% on the Regular plan, a difference of 2.20% a year.
What is the 1-year rolling return of ITI Banking and Financial Services Fund?: Across 954 overlapping 1-year holding periods between 8 December 2021 and 16 October 2026, the Direct plan of ITI Banking and Financial Services Fund returned an average of 15.13% a year, with a median of 14.76%. The best 1-year stretch returned 33.42% a year and the worst returned -1.37%.

Compare with other funds

Other Banking & Financial Services funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.