Rolling Returns Calculator

Tata Mutual Fund

Tata Banking & Financial Services Fund — rolling returns

Banking & Financial Services · NAV data as of

2,662 daily NAV records since 29 December 2015

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 1,435 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan
Holding period
Compare against

Direct plan · showing data from 29 December 2015 to 16 October 2026

Average rolling return

15.96%

Windows computed

1,435

Median return

15.74%

Standard deviation

3.96%

Best 5-year window

27.18%a year

Invested 18 May 2020 · exited 16 May 2025

Worst 5-year window

7.60%a year

Invested 20 Jun 2017 · exited 20 Jun 2022

Consistency — share of 5-year windows

Above 0%
100.0% (1,435 of 1,435)
Above 8%
99.7% (1,431 of 1,435)
Above 12%
85.9% (1,232 of 1,435)
Above 15%
54.8% (787 of 1,435)

Each point is one 5-year holding period, plotted against the date it began. Showing 288 of 1,435 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Tata Banking & Financial Services Fund by holding period
Holding period1Y3Y5Y7Y10Y
Returns
Average18.16%15.88%15.96%15.54%16.49%
Median16.54%16.21%15.74%15.19%16.26%
Minimum-29.45%-2.24%7.60%12.47%13.85%
Maximum87.88%30.65%27.18%19.50%19.88%
Std deviation18.66%6.63%3.96%1.58%1.58%
Consistency
Above 0%86.03%97.93%100.00%100.00%100.00%
Above 8%69.57%89.32%99.72%100.00%100.00%
Above 12%61.31%77.80%85.85%100.00%100.00%
Above 15%53.99%58.45%54.84%54.74%80.60%
Coverage
Windows computed2,4191,9281,435939201

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.81% a year more than Regular.

5-year rolling returns for Tata Banking & Financial Services Fund, Direct plan compared with Regular plan
5-year rolling returnDirectRegular
Average15.96%14.15%
Best window27.18%from 18 May 202025.23%from 18 May 2020
Worst window7.60%from 20 Jun 20175.91%from 20 Jun 2017
Windows computed1,4351,435

Common questions about Tata Banking & Financial Services Fund

What is the 5-year rolling return of Tata Banking & Financial Services Fund?
Across 1,435 overlapping 5-year holding periods between 29 December 2015 and 16 October 2026, the Direct plan of Tata Banking & Financial Services Fund returned an average of 15.96% a year, with a median of 15.74%. The best 5-year stretch returned 27.18% a year and the worst returned 7.60%.
Has Tata Banking & Financial Services Fund ever lost money over 5 years?
No. Every one of the 1,435 5-year holding periods in this fund's history ended in profit. The weakest returned 7.60% a year, for someone who invested on 20 June 2017. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Tata Banking & Financial Services Fund?
Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 15.96% a year on the Direct plan against 14.15% on the Regular plan, a difference of 1.81% a year.
What is the 1-year rolling return of Tata Banking & Financial Services Fund?
Across 2,419 overlapping 1-year holding periods between 29 December 2015 and 16 October 2026, the Direct plan of Tata Banking & Financial Services Fund returned an average of 18.16% a year, with a median of 16.54%. The best 1-year stretch returned 87.88% a year and the worst returned -29.45%.
What is the 3-year rolling return of Tata Banking & Financial Services Fund?
Across 1,928 overlapping 3-year holding periods between 29 December 2015 and 16 October 2026, the Direct plan of Tata Banking & Financial Services Fund returned an average of 15.88% a year, with a median of 16.21%. The best 3-year stretch returned 30.65% a year and the worst returned -2.24%.
What is the 7-year rolling return of Tata Banking & Financial Services Fund?
Across 939 overlapping 7-year holding periods between 29 December 2015 and 16 October 2026, the Direct plan of Tata Banking & Financial Services Fund returned an average of 15.54% a year, with a median of 15.19%. The best 7-year stretch returned 19.50% a year and the worst returned 12.47%.
What is the 10-year rolling return of Tata Banking & Financial Services Fund?
Tata Banking & Financial Services Fund has 201 windows at the 10-year holding period, because its NAV record begins on 29 December 2015. Those windows all start within a few months of each other and cover nearly the same stretch of market, so an average across them describes one period rather than a range of conditions. The figures are in the table above, next to the window count they were computed from.

Compare with other funds

Other Banking & Financial Services funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.