Rolling Returns Calculator

Equity Savings fund rolling returns

Every Equity Savings fund on the site, with what each would have returned from every possible start date rather than from one convenient one. Open any fund for the full calculator, the Direct and Regular comparison, and the distribution of its results.

19 funds · NAV data as of

The Equity Savings category average

An equal-weight index of every live Regular-plan fund AMFI files under this category, so it includes funds that are not listed below.

Holding periodAverageMedianWorstBestWindows
1 year8.04%6.99%-10.21%33.15%2,710
3 year8.19%8.42%-0.14%14.01%2,219
5 year8.06%8.05%2.83%13.30%1,726
7 year8.05%8.09%6.73%9.19%1,230
10 year8.15%8.18%7.45%8.83%492

Equity Savings category average is a chain-linked equal-weight index of 23 funds, based at 100 in 2014 and moving each day by the average return of the funds trading that day. Equity Savings funds hold roughly a third in directional equity, the rest in arbitrage and debt. They are taxed as equity while carrying far less equity risk, which is the point of the category and the reason these returns sit well below equity ones. It is built from Regular-plan NAVs, so a Direct-plan fund is being measured against peers that still pay a distributor commission and will tend to look better by roughly that margin. Funds that closed or merged away are not included, so the average reflects those that survived and is biased upward.

Equity Savings funds hold roughly a third in directional equity, the rest in arbitrage and debt. They are taxed as equity while carrying far less equity risk, which is the point of the category and the reason these returns sit well below equity ones.

All 19 Equity Savings funds

The figure beside each is its 5-year rolling average on the Direct plan. Funds are listed alphabetically, not ranked — they started at different times and so cover different market conditions.

5-year rolling return (Direct)

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