What is the 5-year rolling return of Union Equity Savings Fund?

Across 780 overlapping 5-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.42% a year, with a median of 8.73%. The best 5-year stretch returned 11.93% a year and the worst returned 5.64%.

Has Union Equity Savings Fund ever lost money over 5 years?

No. Every one of the 780 5-year holding periods in this fund's history ended in profit. The weakest returned 5.64% a year, for someone who invested on 14 October 2021. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of Union Equity Savings Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 8.42% a year on the Direct plan against 7.84% on the Regular plan, a difference of 0.58% a year.

What is the 1-year rolling return of Union Equity Savings Fund?

Across 1,764 overlapping 1-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.11% a year, with a median of 7.44%. The best 1-year stretch returned 31.60% a year and the worst returned -5.64%.

What is the 3-year rolling return of Union Equity Savings Fund?

Across 1,273 overlapping 3-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.50% a year, with a median of 8.37%. The best 3-year stretch returned 12.68% a year and the worst returned 6.39%.

What is the 7-year rolling return of Union Equity Savings Fund?

Across 285 overlapping 7-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.04% a year, with a median of 8.09%. The best 7-year stretch returned 8.57% a year and the worst returned 7.39%.

Union Mutual Fund

Union Equity Savings Fund — rolling returns

Equity Savings · NAV data as of 16 October 2026

2,007 daily NAV records since 17 August 2018

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 780 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

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Index or category average

Direct plan · showing data from 17 August 2018 to 16 October 2026

Average rolling return

8.42%

Windows computed

780

Median return

8.73%

Standard deviation

1.17%

Best 5-year window

11.93%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

5.64%a year

Invested 14 Oct 2021 · exited 14 Oct 2026

Consistency — share of 5-year windows

Above 0%: 100.0% (780 of 780)
Above 8%: 70.5% (550 of 780)
Above 12%: 0.0% (0 of 780)
Above 15%: 0.0% (0 of 780)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 157 of 780 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for Union Equity Savings Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	8.11%	8.50%	8.42%	8.04%	—
Median	7.44%	8.37%	8.73%	8.09%	—
Minimum	-5.64%	6.39%	5.64%	7.39%	—
Maximum	31.60%	12.68%	11.93%	8.57%	—
Std deviation	5.46%	1.01%	1.17%	0.32%	—
Consistency
Above 0%	97.00%	100.00%	100.00%	100.00%	—
Above 8%	45.86%	63.71%	70.51%	58.25%	—
Above 12%	24.55%	0.16%	0.00%	0.00%	—
Above 15%	11.56%	0.00%	0.00%	0.00%	—
Coverage
Windows computed	1,764	1,273	780	285	—

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 0.58% a year more than Regular.

5-year rolling returns for Union Equity Savings Fund, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	8.42%	7.84%
Best window	11.93%from 23 Mar 2020	11.34%from 23 Mar 2020
Worst window	5.64%from 14 Oct 2021	5.09%from 14 Oct 2021
Windows computed	780	780

Common questions about Union Equity Savings Fund

What is the 5-year rolling return of Union Equity Savings Fund?: Across 780 overlapping 5-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.42% a year, with a median of 8.73%. The best 5-year stretch returned 11.93% a year and the worst returned 5.64%.
Has Union Equity Savings Fund ever lost money over 5 years?: No. Every one of the 780 5-year holding periods in this fund's history ended in profit. The weakest returned 5.64% a year, for someone who invested on 14 October 2021. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of Union Equity Savings Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 8.42% a year on the Direct plan against 7.84% on the Regular plan, a difference of 0.58% a year.
What is the 1-year rolling return of Union Equity Savings Fund?: Across 1,764 overlapping 1-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.11% a year, with a median of 7.44%. The best 1-year stretch returned 31.60% a year and the worst returned -5.64%.
What is the 3-year rolling return of Union Equity Savings Fund?: Across 1,273 overlapping 3-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.50% a year, with a median of 8.37%. The best 3-year stretch returned 12.68% a year and the worst returned 6.39%.
What is the 7-year rolling return of Union Equity Savings Fund?: Across 285 overlapping 7-year holding periods between 17 August 2018 and 16 October 2026, the Direct plan of Union Equity Savings Fund returned an average of 8.04% a year, with a median of 8.09%. The best 7-year stretch returned 8.57% a year and the worst returned 7.39%.

Compare with other funds

Other Equity Savings funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.