Rolling Returns Calculator

HDFC Mutual Fund

HDFC Equity Savings Fund — rolling returns

Equity Savings · NAV data as of

3,380 daily NAV records since 1 January 2013

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 2,153 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan
Holding period
Compare against

Direct plan · showing data from 1 January 2013 to 16 October 2026

Average rolling return

10.49%

Windows computed

2,153

Median return

10.72%

Standard deviation

1.79%

Best 5-year window

15.90%a year

Invested 24 Mar 2020 · exited 24 Mar 2025

Worst 5-year window

5.29%a year

Invested 23 Mar 2015 · exited 23 Mar 2020

Consistency — share of 5-year windows

Above 0%
100.0% (2,153 of 2,153)
Above 8%
94.2% (2,028 of 2,153)
Above 12%
18.2% (392 of 2,153)
Above 15%
0.7% (16 of 2,153)

Each point is one 5-year holding period, plotted against the date it began. Showing 432 of 2,153 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for HDFC Equity Savings Fund by holding period
Holding period1Y3Y5Y7Y10Y
Returns
Average10.76%10.66%10.49%10.19%10.65%
Median8.38%11.33%10.72%10.28%10.71%
Minimum-11.35%0.64%5.29%7.42%9.24%
Maximum37.00%17.60%15.90%11.92%11.80%
Std deviation8.10%2.75%1.79%0.65%0.43%
Consistency
Above 0%95.66%100.00%100.00%100.00%100.00%
Above 8%51.90%86.96%94.19%98.31%100.00%
Above 12%38.48%28.23%18.21%0.00%0.00%
Above 15%31.65%3.10%0.74%0.00%0.00%
Coverage
Windows computed3,1372,6462,1531,657919

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 1.09% a year more than Regular.

This fund's Regular plan has NAV going back to 3 April 2006, but its Direct plan only began on 1 January 2013. The 1,643 earlier Regular records are excluded here so both plans are measured over the same stretch of market history.

5-year rolling returns for HDFC Equity Savings Fund, Direct plan compared with Regular plan
5-year rolling returnDirectRegular
Average10.49%9.40%
Best window15.90%from 24 Mar 202014.89%from 24 Mar 2020
Worst window5.29%from 23 Mar 20154.10%from 23 Mar 2015
Windows computed2,1532,153

Common questions about HDFC Equity Savings Fund

What is the 5-year rolling return of HDFC Equity Savings Fund?
Across 2,153 overlapping 5-year holding periods between 1 January 2013 and 16 October 2026, the Direct plan of HDFC Equity Savings Fund returned an average of 10.49% a year, with a median of 10.72%. The best 5-year stretch returned 15.90% a year and the worst returned 5.29%.
Has HDFC Equity Savings Fund ever lost money over 5 years?
No. Every one of the 2,153 5-year holding periods in this fund's history ended in profit. The weakest returned 5.29% a year, for someone who invested on 23 March 2015. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of HDFC Equity Savings Fund?
Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 10.49% a year on the Direct plan against 9.40% on the Regular plan, a difference of 1.09% a year.
What is the 1-year rolling return of HDFC Equity Savings Fund?
Across 3,137 overlapping 1-year holding periods between 1 January 2013 and 16 October 2026, the Direct plan of HDFC Equity Savings Fund returned an average of 10.76% a year, with a median of 8.38%. The best 1-year stretch returned 37.00% a year and the worst returned -11.35%.
What is the 3-year rolling return of HDFC Equity Savings Fund?
Across 2,646 overlapping 3-year holding periods between 1 January 2013 and 16 October 2026, the Direct plan of HDFC Equity Savings Fund returned an average of 10.66% a year, with a median of 11.33%. The best 3-year stretch returned 17.60% a year and the worst returned 0.64%.
What is the 7-year rolling return of HDFC Equity Savings Fund?
Across 1,657 overlapping 7-year holding periods between 1 January 2013 and 16 October 2026, the Direct plan of HDFC Equity Savings Fund returned an average of 10.19% a year, with a median of 10.28%. The best 7-year stretch returned 11.92% a year and the worst returned 7.42%.
What is the 10-year rolling return of HDFC Equity Savings Fund?
Across 919 overlapping 10-year holding periods between 1 January 2013 and 16 October 2026, the Direct plan of HDFC Equity Savings Fund returned an average of 10.65% a year, with a median of 10.71%. The best 10-year stretch returned 11.80% a year and the worst returned 9.24%.

Compare with other funds

Other Equity Savings funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.