What is the 5-year rolling return of SBI Equity Savings Fund?

Across 1,576 overlapping 5-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 10.13% a year, with a median of 9.88%. The best 5-year stretch returned 15.74% a year and the worst returned 6.44%.

Has SBI Equity Savings Fund ever lost money over 5 years?

No. Every one of the 1,576 5-year holding periods in this fund's history ended in profit. The weakest returned 6.44% a year, for someone who invested on 17 June 2015. Past periods are not a guide to future ones.

What is the difference between the Direct and Regular plans of SBI Equity Savings Fund?

Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 10.13% a year on the Direct plan against 9.25% on the Regular plan, a difference of 0.89% a year.

What is the 1-year rolling return of SBI Equity Savings Fund?

Across 2,565 overlapping 1-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.99% a year, with a median of 9.37%. The best 1-year stretch returned 41.90% a year and the worst returned -10.77%.

What is the 3-year rolling return of SBI Equity Savings Fund?

Across 2,069 overlapping 3-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.95% a year, with a median of 10.25%. The best 3-year stretch returned 16.84% a year and the worst returned 0.50%.

What is the 7-year rolling return of SBI Equity Savings Fund?

Across 1,080 overlapping 7-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.91% a year, with a median of 10.03%. The best 7-year stretch returned 11.23% a year and the worst returned 8.47%.

What is the 10-year rolling return of SBI Equity Savings Fund?

Across 342 overlapping 10-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.78% a year, with a median of 9.95%. The best 10-year stretch returned 10.42% a year and the worst returned 8.85%.

SBI Mutual Fund

SBI Equity Savings Fund — rolling returns

Equity Savings · NAV data as of 16 October 2026

2,812 daily NAV records since 3 June 2015

What is a rolling return?

A rolling return measures what you would actually have earned by investing on any given day and holding for a fixed number of years. Instead of quoting one figure from a single convenient start date, it repeats that calculation for every start date in the fund's history — 1,576 separate five-year windows for this fund. The gap between the best and the worst of those windows shows how much your entry date mattered.

Rolling return statistics

Annualised returns (CAGR), computed daily across every available start date.

Plan

Holding period

From

Compare against

Another fund

Index or category average

Direct plan · showing data from 3 June 2015 to 16 October 2026

Average rolling return

10.13%

Windows computed

1,576

Median return

9.88%

Standard deviation

1.79%

Best 5-year window

15.74%a year

Invested 23 Mar 2020 · exited 21 Mar 2025

Worst 5-year window

6.44%a year

Invested 17 Jun 2015 · exited 17 Jun 2020

Consistency — share of 5-year windows

Above 0%: 100.0% (1,576 of 1,576)
Above 8%: 89.2% (1,406 of 1,576)
Above 12%: 16.1% (254 of 1,576)
Above 15%: 0.4% (6 of 1,576)

Chart resolution

Each point is one 5-year holding period, plotted against the date it began. Showing 316 of 1,576 windows.

Compare holding periods

The same statistics for every period, side by side. The highlighted column is the one shown above.

Rolling return statistics for SBI Equity Savings Fund by holding period
Holding period	1Y	3Y	5Y	7Y	10Y
Returns
Average	9.99%	9.95%	10.13%	9.91%	9.78%
Median	9.37%	10.25%	9.88%	10.03%	9.95%
Minimum	-10.77%	0.50%	6.44%	8.47%	8.85%
Maximum	41.90%	16.84%	15.74%	11.23%	10.42%
Std deviation	7.24%	2.50%	1.79%	0.57%	0.42%
Consistency
Above 0%	96.88%	100.00%	100.00%	100.00%	100.00%
Above 8%	57.27%	83.62%	89.21%	100.00%	100.00%
Above 12%	33.53%	17.98%	16.12%	0.00%	0.00%
Above 15%	20.27%	0.58%	0.38%	0.00%	0.00%
Coverage
Windows computed	2,565	2,069	1,576	1,080	342

Statistics are computed from all daily rolling windows in the selected range. Chart resolution changes the plotted line only, never these numbers.

Direct vs Regular plan

The same fund and the same portfolio. The Regular plan pays a commission to the distributor who sold it, which comes out of the NAV every year, so its returns run lower. Figures below are 5-year rolling returns over the period both plans share. Over this history the Direct plan averaged 0.89% a year more than Regular.

5-year rolling returns for SBI EQUITY SAVINGS FUND, Direct plan compared with Regular plan
5-year rolling return	Direct	Regular
Average	10.13%	9.25%
Best window	15.74%from 23 Mar 2020	15.08%from 23 Mar 2020
Worst window	6.44%from 17 Jun 2015	5.00%from 15 Jun 2015
Windows computed	1,576	1,576

Common questions about SBI Equity Savings Fund

What is the 5-year rolling return of SBI Equity Savings Fund?: Across 1,576 overlapping 5-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 10.13% a year, with a median of 9.88%. The best 5-year stretch returned 15.74% a year and the worst returned 6.44%.
Has SBI Equity Savings Fund ever lost money over 5 years?: No. Every one of the 1,576 5-year holding periods in this fund's history ended in profit. The weakest returned 6.44% a year, for someone who invested on 17 June 2015. Past periods are not a guide to future ones.
What is the difference between the Direct and Regular plans of SBI Equity Savings Fund?: Both plans hold the same portfolio. The Regular plan pays a commission to the distributor who sold it, deducted from the NAV every year, so it returns less. Over the same period, 5-year rolling returns averaged 10.13% a year on the Direct plan against 9.25% on the Regular plan, a difference of 0.89% a year.
What is the 1-year rolling return of SBI Equity Savings Fund?: Across 2,565 overlapping 1-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.99% a year, with a median of 9.37%. The best 1-year stretch returned 41.90% a year and the worst returned -10.77%.
What is the 3-year rolling return of SBI Equity Savings Fund?: Across 2,069 overlapping 3-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.95% a year, with a median of 10.25%. The best 3-year stretch returned 16.84% a year and the worst returned 0.50%.
What is the 7-year rolling return of SBI Equity Savings Fund?: Across 1,080 overlapping 7-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.91% a year, with a median of 10.03%. The best 7-year stretch returned 11.23% a year and the worst returned 8.47%.
What is the 10-year rolling return of SBI Equity Savings Fund?: Across 342 overlapping 10-year holding periods between 3 June 2015 and 16 October 2026, the Direct plan of SBI Equity Savings Fund returned an average of 9.78% a year, with a median of 9.95%. The best 10-year stretch returned 10.42% a year and the worst returned 8.85%.

Compare with other funds

Other Equity Savings funds

5-year rolling return (Direct)

Figures are 5-year rolling return averages on the Direct plan, over each fund's own history. Funds with different start dates cover different market conditions, so these are a starting point for comparison rather than a like-for-like ranking.